Your Key to Success -- The Action Path!         "Dreams will determine what you want in life...,                   Actions will determine what you get in life."

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	Financial Tools & Calculators:    Savings Goal Calculator More Financial Tools & Calculators How to reach any Savings Goal! Action step #1 - Define your savings goal. Action step #2 - Determine how long you have to get there. Action step #3 - Do you really want to reach this goal? Action step #4 - Determine where you are going to get this money (raise, cut back other spending, etc) Action step #5 - Take action and start your disciplined savings program today! By using the easy tool below, you'll quickly see what it will take to reach your savings goal. ===================================================
	How much money to do you want to save? $$$ How much have you already saved? $$$ What interest rate can your earn?                    (some examples below) % In how many years and months do you want to reach your goal? Years Months       This is the amount you need to save each month to reach your goal. $$$ Examples of possible interest rates     Short Term Savings - Usually 3-24 months           Regular Checking account - 0%           Savings account - 1 to 3%           Certificate of Deposits - 3 to 5%     Intermediate Term Savings - Usually 1-3 years           Certificate of Deposits - 3 to 5%           United States Savings Bond - 3 to 5%           Stocks & Mutual Funds - 4 to 11%     Long Term Savings - Usually 3-20 years           Stocks & Mutual Funds - 4 to 11% MSBJ Holdings LLC's editorial objective is to provide our readers with a forum for personal suggestions, investment ideas, and health & fitness recommendations. Our articles should not be construed as specific advice for the reader, nor does any article imply an endorsement by MSBJ Holdings LLC. Your best course of action must be based on your individual situation.